Heavy Rain

Heavy Rain

Heavy Rain? Be on the Lookout for Heavy Damage Your home protects you from the elements, but heavy rain can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in Minnesota, and they help keep things green, […]

Prevent Tree Trouble

Prevent Tree Damage

Five Tips to Help Prevent Tree Trouble Trees are pretty amazing things. They produce oxygen. They serve as natural air conditioners, both by blocking sunlight and through evaporation. And they even absorb sounds, helping to keep things peaceful. These benefits, along with countless others, are great reasons to keep the trees on your property in […]

Personal Umbrella Insurance FAQs

Personal Umbrella Insurance FAQs

Frequently Asked Personal Umbrella Questions You insure your home and your automobiles, but have you ever considered purchasing a personal umbrella policy as a way to protect your assets and future earnings? A personal umbrella policy, such as one offered by Auto-Owners Insurance, offers additional limits of liability – the maximum amount your insurance company […]

Catalytic Converter Thefts

Catalytic Converter Thefts

In rural Minnesota, catalytic converter thefts are spiking… but this is nothing new. It’s happening across the state, and even the country. To get an understanding of why it’s happening, and how to prevent it, we talked with Josh Vork, owner of Vork’s Auto Repair in Sandstone. What’s so great about the catalytic converter? Essentially, […]

Frozen Pipes – Part I

Frozen Pipes – Part I

Wintertime in Minnesota is generally enjoyable, but when it gets THIS cold, we need to consider potential damages. In this article – Frozen Pipes – Part I – we’ll cover how to prevent your pipes from freezing, and the accompanying water damage. Pipes already frozen? Read our next article here! Know What Pipes Are At […]

Top Five Risks of Working From Home

Top Five Risks of Working From Home

Now, more than ever, working from home is considered “the norm” for many. When you are at work in the office, those risks are mitigated by your employer – but what about those risks when working from home? Here are our top five risks of working from home: 1. Physical Safety. Most home office safety […]

High Energy Costs In Winter

High Energy Costs In Winter

How Efficiently (or Inefficiently) Do You Use Your Heat? Many homeowners in Minnesota see high energy costs in winter, or maybe you’re using more propane to heat or more wood in your boiler and think, “How can I be spending this much when the house isn’t even that warm?” To get an answer to that question, […]

Candle Safety

Candle Safety Blog

The smell of candles and the twinkle of candlelight seem to enhance the beauty and excitement of the holidays! Candles are a staple during power outages, and bring a softness and coziness to any living room. But, with open flames indoors, it’s essential that we practice candle safety. Our friends at RAM Mutual shared candle […]

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