Consumer Alerts

Heading South for the Winter?

Heading South for the Winter?

We are again approaching that time of year when many of you will be headed to warmer climates for the winter. It is important to remind you to take the necessary measures to properly winterize your dwelling while they are away. Such things could include: Prevent the home from appearing unoccupied Forward mail, stop newspaper […]

Driving for an App

Driving for an App

What’s a better way to get some extra cash then to drive for Uber, Lyft, Door Dash, or any other service through a mobile app?  You make your own hours and decide how much/little you want to be available.  Sure, you have car insurance and you’re a good driver, right?  But your personal auto policy […]

Insurance Rates on the Rise, Are You Prepared?

Insurance Rates on the Rise, Are You Prepared?

Preparing for your next insurance renewal is not something we really plan for. Perhaps you get the bill and don’t open it for a week only to painfully tear that envelope or open that email to unveil the new premium days later. Along with most other businesses, our world has also impacted the insurance industry, […]

Emergency Broadband Benefit

Emergency Broadband Benefit

Internet Options Are Limited If you live in Pine County, Kanabec County, or even just drive through, you know internet service is limited, at best. If you are relying on your cell phone service for internet, it’s even worse. There are limited options for broadband service, and those options available can seem expensive in our […]

Catalytic Converter Thefts

Catalytic Converter Thefts

In rural Minnesota, catalytic converter thefts are spiking… but this is nothing new. It’s happening across the state, and even the country. To get an understanding of why it’s happening, and how to prevent it, we talked with Josh Vork, owner of Vork’s Auto Repair in Sandstone. What’s so great about the catalytic converter? Essentially, […]

Candle Safety

Candle Safety Blog

The smell of candles and the twinkle of candlelight seem to enhance the beauty and excitement of the holidays! Candles are a staple during power outages, and bring a softness and coziness to any living room. But, with open flames indoors, it’s essential that we practice candle safety. Our friends at RAM Mutual shared candle […]

New Logo!

New Logo!

A Fresh New Look to our Logo When we began 40+ years ago, it was common for businesses to just use their name, without an official logo. Once we determined a logo was necessary, we incorporated both “Town” and “Country,” into the logo. A landscape scene with town buildings, a water tower, and farm buildings […]

Protecting Your Identity

Protecting Your Identity

We have various measures in place to protect the identity of our insureds. We are responsible for keeping a lot of information on file, and doing so confidentially. In a world where hackers can break into even Bill Gates’ twitter account – protecting personal & private information is of utmost importance! So, what are we […]

Pandemic Pods

Pandemic Pods

Pandemic Pods Popping Up Across The Country If you are a parent, grandparent or caregiver of school-aged children, you have likely heard of “Pandemic Pods.” Even if you don’t know the specific term – you’ve heard the discussions. Groups of families, teachers and caregivers joining together to provide both education and childcare, for “pods” of […]

Guard Your Medicare Number From Fraud

Guard Your Medicare Number From Fraud

Guard your Medicare number! Scammers may use the COVID-19 pandemic as an opportunity to steal your identity and commit Medicare fraud. In some cases, they might tell you they’ll send a Coronavirus test, masks, or other items in exchange for your Medicare Number or personal information. Don’t fall for it; it’s a scam.  It’s important […]

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