Personal Inland Marine insurance provides protection for property such as guns, cameras, sporting equipment, jewelry, coin collections, tractors, antiques or collectibles to name a few. These types of personal property may have a higher value but have limited coverage under your home insurance policy. However, these items can be “scheduled” (or listed) on your home insurance policy or on a standalone Inland Marine policy that has more of an all-risk coverage for a specific value and deductible.
Don’t forget the high value personal items that you use every day. If you have hearing aids, wheel chair, mobility scooter or other medical equipment, you may be able to include coverage under the Personal Inland Marine for these as well.
Reach out to us if you have any questions or would like a quote, or fill out our online quote request form below.