Do I Need Flood Insurance?

Flooded Town

“We don’t need flood insurance, we don’t live by a lake”, “We are up on a hill, we don’t need flood insurance” or “It will never happen where we live”. I hear these answers a lot when the question of flood insurance is brought up. As we’re getting to the end of winter, the spring months are right […]

Are Your Buildings at Risk of Collapse?

Roof Collapse

When Shoveling Snow – Don’t forget your outbuildings! Due to the possible levels of snowfall & ice build-up on roofs throughout Minnesota, many outbuildings have the potential to sustain damage and/or collapse. Taking the time & effort to remove the snow and ice from the roofs of your buildings will benefit you. Besides the damage […]

Got Ice? Tips on Dealing with Ice Dams

Ice Dam

Learn what to do and how to prevent them to save energy! Ice dams, both awe-inspiring and terrifying, are showing up on many Minnesota homes this winter thanks to heavy snowfall and extreme cold. The Minnesota Department of Commerce offers tips for how to deal with ice dams now and how to prevent them in […]

Flood Insurance – Is it for you?

Flood Insurance

What you should know about flood insurance   You’ve probably heard this horror story before — someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn’t cover flood damage. At Town & Country Insurance we want you to be educated about all of the risks you may […]

Have some new jewelry in the house? Protect it!

New Jewelry

Ah, Valentine’s Day… when love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say “Be Mine” – and, of course, jewelry. It’s exciting to receive jewelry from a loved one — or to give it as a gift. Not to mention romantic. But if […]

Tips to Stay Safe During Snowmobile Season

Tips to Stay Safe During Snowmobile Season

In Minnesota, some people are content to cozy up next to the fire with a good book and concentrate on staying warm. For others, though, it’s time to get excited — because it’s time to break out the snowmobiles and head to the nearest trail…or take a sledding trip to the UP! It’s a popular […]

A tip from MN Dept of Commerce: Ice Dams

A tip from MN Dept of Commerce: Ice Dams

  A New Year’s resolution: Do away with ice dams Winter in Minnesota is also the season for ice dams.If your home’s roof has developed these frozen outgrowths in past winters, then the new year may be a good time to make a resolution to take action to save yourself from costly home repairs.To help […]

Town & Country Insurance Proves That Insurance CAN Be Fun!!

Town & Country Insurance Proves That   Insurance CAN Be Fun!!

We are firm believers that insurance CAN be fun! We know insurance can be fun because we treated our employees to a Grocery Cart Scramble at Daggett’s Fresh Foods in Hinckley. If you’ve ever seen “Guy’s Grocery Games” on TV – you have an idea of what we are talking about. After their quarterly meeting […]

5 Rules Every Landlord Should Live By

landlord insurance in Finlayson, Hinckley or Mora STATE | Town and Country Insurance

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]

Will my credit rating change my insurance rates?

credit health and insurance in Finlayson, Hinckley or Mora STATE | Town and Country Insurance

I was recently asked this question by one of our Town and Country Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like […]