Winter Tips

Frozen Pipes – Part I

Frozen Pipes – Part I

Wintertime in Minnesota is generally enjoyable, but when it gets THIS cold, we need to consider potential damages. In this article – Frozen Pipes – Part I – we’ll cover how to prevent your pipes from freezing, and the accompanying water damage. Pipes already frozen? Read our next article here! Know What Pipes Are At […]

High Energy Costs In Winter

High Energy Costs In Winter

How Efficiently (or Inefficiently) Do You Use Your Heat? Many homeowners in Minnesota see high energy costs in winter, or maybe you’re using more propane to heat or more wood in your boiler and think, “How can I be spending this much when the house isn’t even that warm?” To get an answer to that question, […]

Candle Safety

Candle Safety Blog

The smell of candles and the twinkle of candlelight seem to enhance the beauty and excitement of the holidays! Candles are a staple during power outages, and bring a softness and coziness to any living room. But, with open flames indoors, it’s essential that we practice candle safety. Our friends at RAM Mutual shared candle […]

Fish House Coverage

Fish House Coverage

Fish houses, ice houses, wheel houses…. they can range in price from $300 to $30,000. Everyone’s is different – and fish house coverage needs can vary! I know several die-hard fishermen that live and work in Northern Minnesota.  We insure many of you. (Thank you!)  Each year, we get several calls both notifying us about […]

Avoid Auto Claims This Winter

Avoid Auto Claims This Winter

Winter: When everyone around you forgets how to drive. Year after year, it happens. Of course, we’re not talking about you, but the majority of other people seem to “forget” how to drive in the winter! We haven’t seen a huge amount of snow yet this winter, but we know it’s coming! We want to […]

Flood Insurance FAQs

Flood Insurance FAQs

Each year, it seems we go through the same thing… flooding. And each year, we get a lot of questions about it! Here are a few Flood Insurance FAQs and answers to help you decide what’s best for you and your asset protection goals. What Do I Need To Know About Flood Insurance Coverage Watch […]

Winter Storm Prep

Winter Storm Prep

Three Proactive Steps for Winter Storm Prep While we live in Minnesota & winter storms are inevitable, how many of you actually prepare for them? Follow our guide below for proactive Winter Storm Prep tips and get through this next storm safely! 1. Create An Emergency Kit Include items like jumper cables, flares/reflective triangles, blankets […]

PSA: Roof Collapse At Local Farms

PSA: Roof Collapse At Local Farms

Local Farms See Increased Risk In addition to the standard potential for roof collapse after snowfall & ice buildup – many local farmers are at an increased risk. In just the last week, I have learned of two farms (no longer in full operation) that have had building collapses. Barns Sit Empty My father in-law’s […]

Natural Remedies

Natural Remedies

While traditional medicine is necessary and has its rightful place, there are a lot of natural ways to aid our physical, mental and emotional well-being. I tend to try the natural path to take care of minor ailments first, and wanted to share a few natural remedies that may be helpful to try at home […]

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