Personal Lines

Fun At The Lake (and Cabin)

Fun At The Lake (and Cabin)

As we leave our homes and head out to the lake (and cabin) the last thing we want to think about is insurance. We oftentimes spend more time making plans – like stopping for ice to keep our food & beverages cold –  than we ever do considering if we are properly insured. It’s just […]

Auto Insurance Premium Refunds

Auto Insurance Premium Refunds

Are you getting an auto insurance premium refund? You may be seeing ads on TV or posts on Facebook regarding auto insurance carriers issuing auto insurance premium refunds due to the lowered risk because of the COVID-19 pandemic. Here is the skinny: The auto insurers are refunding billions of dollars back to customers since people […]

Protect Your Vacant Property

Protect Your Vacant Property

Simple Steps To Protect Your Vacant Property Because of the COVID-19 pandemic, many businesses are left unattended and vulnerable. During this time, we urge you to take precautions to protect your vacant property & business.  Whether it’s your shop, restaurant, bar, school, salon, or even just your second home – vacant properties are a target […]

Save Money With A Usage-Based Insurance Discount

Save Money With A Usage-Based Insurance Discount

You’ve seen it before, and maybe even used it. But now many insurance carriers are offering significant discounts to customers who allow the carriers to track driving habits for a period of time using a mobile app or attached device. In the Insurance World, this is known as telematics, or UBI (Usage-Based Insurance.) Many carrier […]

Flood Insurance FAQs

Flood Insurance FAQs

Each year, it seems we go through the same thing… flooding. And each year, we get a lot of questions about it! Here are a few Flood Insurance FAQs and answers to help you decide what’s best for you and your asset protection goals. What Do I Need To Know About Flood Insurance Coverage Watch […]

Spring Break 2020

Travel Medical

  Traveling Over Spring Break? It’s almost Spring Break! A peak time of travel is almost here for many individuals and families, and so is the worry of Coronavirus. What if you get sick or hurt on your trip outside the US? Are you covered? Check your health insurance before you leave and learn what […]

Winter Storm Prep

Winter Storm Prep

Three Proactive Steps for Winter Storm Prep While we live in Minnesota & winter storms are inevitable, how many of you actually prepare for them? Follow our guide below for proactive Winter Storm Prep tips and get through this next storm safely! 1. Create An Emergency Kit Include items like jumper cables, flares/reflective triangles, blankets […]

Why Choose An Independent Agent?

Why Choose T&C?

Town & Country Insurance | Why Choose An Independent Agent Not all insurance agents are the same! Choosing the right one can make a big difference – in options, service, and value. While some (captive) agencies have one company that sells one brand of insurance, an independent insurance agent gives you choices. Independent agencies like Town […]

PSA: Roof Collapse At Local Farms

PSA: Roof Collapse At Local Farms

Local Farms See Increased Risk In addition to the standard potential for roof collapse after snowfall & ice buildup – many local farmers are at an increased risk. In just the last week, I have learned of two farms (no longer in full operation) that have had building collapses. Barns Sit Empty My father in-law’s […]

Five Questions To Ask Your Agent

Five Q's to ask your Agent

Make Your Insurance Work For You Most people haven’t even looked at their policy in detail, let alone read it through front to back. I get it, it can be daunting – they use weird words and “insurance lingo” that just sounds like gibberish. That’s what your agent is for right? Yes… and no. Yes […]

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