Personal Lines

Winter Storm Prep

Winter Storm Prep

Three Proactive Steps for Winter Storm Prep While we live in Minnesota & winter storms are inevitable, how many of you actually prepare for them? Follow our guide below for proactive Winter Storm Prep tips and get through this next storm safely! 1. Create An Emergency Kit Include items like jumper cables, flares/reflective triangles, blankets […]

Why Choose An Independent Agent?

Why Choose T&C?

Town & Country Insurance | Why Choose An Independent Agent Not all insurance agents are the same! Choosing the right one can make a big difference – in options, service, and value. While some (captive) agencies have one company that sells one brand of insurance, an independent insurance agent gives you choices. Independent agencies like Town […]

PSA: Roof Collapse At Local Farms

PSA: Roof Collapse At Local Farms

Local Farms See Increased Risk In addition to the standard potential for roof collapse after snowfall & ice buildup – many local farmers are at an increased risk. In just the last week, I have learned of two farms (no longer in full operation) that have had building collapses. Barns Sit Empty My father in-law’s […]

Five Questions To Ask Your Agent

Five Q's to ask your Agent

Make Your Insurance Work For You Most people haven’t even looked at their policy in detail, let alone read it through front to back. I get it, it can be daunting – they use weird words and “insurance lingo” that just sounds like gibberish. That’s what your agent is for right? Yes… and no. Yes […]

What Covers It?

What Covers It?

You haul trailers, fish houses, campers & more… …But what covers it in the event of an accident? First, it is important to differentiate between Personal Auto insurance and Commercial (Business) Auto insurance. There are different answers, depending on the use of the property. You’ve probably been told that a trailer being hauled is typically […]

After-School Safety

After-School Safety

After-School Safety Tips for Parents and Kids Parents, class has been back in session in Minnesota for nearly a month, so you’ve likely already reviewed the basic safety tips for kids who walk or bus to and from school. Those tips, of course, are: Walk with a buddy Stay in well-lit areas Never accept a […]

August 1: Hands-Free Cell Phone Law

Hands Free MN

Hands-Free Minnesota! Did You Know? Minnesota law will require drivers to put down their phones and go hands-free while driving. The state’s hands-free cell phone law takes effect August 1 and makes Minnesota the 19th state, along with Washington, D.C., to enact laws regarding hands-free use while driving. We at Town & Country Insurance care […]

Reduce Your Auto Insurance Rates

Reduce Your Auto Insurance Rates

What Makes Rates So High? You’ve heard the stories… insurance costs more for males than females; you pay higher rates the younger you are; single people pay more than married couples… And the majority of this is true! This guide will help you understand what factors are considered, and provide tips you can use to reduce your […]