Personal Lines

What To Do If You Have A Claim

Claim

As you know – accidents happen. It is our job to help you through what happens “after.” Here are a few FAQs and steps to follow if/when you have a claim. Q. I’ve been in an accident – what now? A. Start by reporting your claim to your agent. They need to know: When & […]

August 1: Hands-Free Cell Phone Law

Hands Free MN

Hands-Free Minnesota! Did You Know? Minnesota law will require drivers to put down their phones and go hands-free while driving. The state’s hands-free cell phone law takes effect August 1 and makes Minnesota the 19th state, along with Washington, D.C., to enact laws regarding hands-free use while driving. We at Town & Country Insurance care […]

Reduce Your Auto Insurance Rates

Reduce Your Auto Insurance Rates

What Makes Rates So High? You’ve heard the stories… insurance costs more for males than females; you pay higher rates the younger you are; single people pay more than married couples… And the majority of this is true! This guide will help you understand what factors are considered, and provide tips you can use to reduce your […]

What is a paramedical exam?

Paramedical Exam

What is a paramedical exam? If you have ever applied for a Life Insurance policy, then you may have heard of a paramedical (paramed) exam. A paramed exam is an exam done by a medical professional and is used to gather data about your medical history and current medical status. They may take measurements, like […]

Your Puppy Ate WHAT?

Your Puppy Ate WHAT?

It’s not what you are thinking – In fact, I dare say you’d never guess. A few years ago, I brought home Jackson – a lively, mischievous, and adorable blue-heeler puppy! He got along great with the kids, the cats, the chickens, and his older brother Willy. He would also turn out to be a […]

Do I Need Flood Insurance?

Flooded Town

“We don’t need flood insurance, we don’t live by a lake”, “We are up on a hill, we don’t need flood insurance” or “It will never happen where we live”. I hear these answers a lot when the question of flood insurance is brought up. As we’re getting to the end of winter, the spring months are right […]

Flood Insurance – Is it for you?

Flood Insurance

What you should know about flood insurance   You’ve probably heard this horror story before — someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn’t cover flood damage. At Town & Country Insurance we want you to be educated about all of the risks you may […]

Have some new jewelry in the house? Protect it!

New Jewelry

Ah, Valentine’s Day… when love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say “Be Mine” – and, of course, jewelry. It’s exciting to receive jewelry from a loved one — or to give it as a gift. Not to mention romantic. But if […]

A tip from MN Dept of Commerce: Ice Dams

A tip from MN Dept of Commerce: Ice Dams

  A New Year’s resolution: Do away with ice dams Winter in Minnesota is also the season for ice dams.If your home’s roof has developed these frozen outgrowths in past winters, then the new year may be a good time to make a resolution to take action to save yourself from costly home repairs.To help […]