Spring is here, which means you’ll likely see more motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not accustomed to looking for them. Unless it’s a shiny new hog, we generally don’t think about motorcycles. It’s […]
In rural Minnesota, catalytic converter thefts are spiking… but this is nothing new. It’s happening across the state, and even the country. To get an understanding of why it’s happening, and how to prevent it, we talked with Josh Vork, owner of Vork’s Auto Repair in Sandstone. What’s so great about the catalytic converter? Essentially, […]
Fish houses, ice houses, wheel houses…. they can range in price from $300 to $30,000. Everyone’s is different – and fish house coverage needs can vary! I know several die-hard fishermen that live and work in Northern Minnesota. We insure many of you. (Thank you!) Each year, we get several calls both notifying us about […]
Winter: When everyone around you forgets how to drive. Year after year, it happens. Of course, we’re not talking about you, but the majority of other people seem to “forget” how to drive in the winter! We haven’t seen a huge amount of snow yet this winter, but we know it’s coming! We want to […]
Are you getting an auto insurance premium refund? You may be seeing ads on TV or posts on Facebook regarding auto insurance carriers issuing auto insurance premium refunds due to the lowered risk because of the COVID-19 pandemic. Here is the skinny: The auto insurers are refunding billions of dollars back to customers since people […]
You’ve seen it before, and maybe even used it. But now many insurance carriers are offering significant discounts to customers who allow the carriers to track driving habits for a period of time using a mobile app or attached device. In the Insurance World, this is known as telematics, or UBI (Usage-Based Insurance.) Many carrier […]
Traveling Over Spring Break? It’s almost Spring Break! A peak time of travel is almost here for many individuals and families, and so is the worry of Coronavirus. What if you get sick or hurt on your trip outside the US? Are you covered? Check your health insurance before you leave and learn what […]
Three Proactive Steps for Winter Storm Prep While we live in Minnesota & winter storms are inevitable, how many of you actually prepare for them? Follow our guide below for proactive Winter Storm Prep tips and get through this next storm safely! 1. Create An Emergency Kit Include items like jumper cables, flares/reflective triangles, blankets […]
You haul trailers, fish houses, campers & more… …But what covers it in the event of an accident? First, it is important to differentiate between Personal Auto insurance and Commercial (Business) Auto insurance. There are different answers, depending on the use of the property. You’ve probably been told that a trailer being hauled is typically […]
As you know – accidents happen. It is our job to help you through what happens “after.” Here are a few FAQs and steps to follow if/when you have a claim. Q. I’ve been in an accident – what now? A. Start by reporting your claim to your agent. They need to know: When & […]
