Personal Lines

Tree Damage

Tree Damage

Trees, Trees, Trees! They are beautiful and we Minnesotans love watching them as they change through our 4 seasons.  However, if one comes down due to wind or lightning strike, they can cause a lot of damage and be a big (and sometimes expensive) mess to clean up. Let’s look at a typical homeowner’s insurance […]

Pandemic Pods

Pandemic Pods

Pandemic Pods Popping Up Across The Country If you are a parent, grandparent or caregiver of school-aged children, you have likely heard of “Pandemic Pods.” Even if you don’t know the specific term – you’ve heard the discussions. Groups of families, teachers and caregivers joining together to provide both education and childcare, for “pods” of […]

Fun At The Lake (and Cabin)

Fun At The Lake (and Cabin)

As we leave our homes and head out to the lake (and cabin) the last thing we want to think about is insurance. We often times spend more time making plans – like stopping for ice to keep our food & beverages cold –  than we ever do considering if we are properly insured. It’s […]

Auto Insurance Premium Refunds

Auto Insurance Premium Refunds

Are you getting an auto insurance premium refund? You may be seeing ads on TV or posts on Facebook regarding auto insurance carriers issuing auto insurance premium refunds due to the lowered risk because of the COVID-19 pandemic. Here is the skinny: The auto insurers are refunding billions of dollars back to customers since people […]

Protect Your Vacant Property

Protect Your Vacant Property

Simple Steps To Protect Your Vacant Property Because of the COVID-19 pandemic, many businesses are left unattended and vulnerable. During this time, we urge you to take precautions to protect your vacant property & business.  Whether it’s your shop, restaurant, bar, school, salon, or even just your second home – vacant properties are a target […]

Save Money With A Usage-Based Insurance Discount

Save Money With A Usage-Based Insurance Discount

You’ve seen it before, and maybe even used it. But now many insurance carriers are offering significant discounts to customers who allow the carriers to track driving habits for a period of time using a mobile app or attached device. In the Insurance World, this is known as telematics, or UBI (Usage-Based Insurance.) Many carrier […]

Flood Insurance FAQs

Flood Insurance FAQs

Each year, it seems we go through the same thing… flooding. And each year, we get a lot of questions about it! Here are a few Flood Insurance FAQs and answers to help you decide what’s best for you and your asset protection goals. What Do I Need To Know About Flood Insurance Coverage Watch […]

Spring Break 2020

Travel Medical

  Traveling Over Spring Break? It’s almost Spring Break! A peak time of travel is almost here for many individuals and families, and so is the worry of Coronavirus. What if you get sick or hurt on your trip outside the US? Are you covered? Check your health insurance before you leave and learn what […]

Winter Storm Prep

Winter Storm Prep

Three Proactive Steps for Winter Storm Prep While we live in Minnesota & winter storms are inevitable, how many of you actually prepare for them? Follow our guide below for proactive Winter Storm Prep tips and get through this next storm safely! 1. Create An Emergency Kit Include items like jumper cables, flares/reflective triangles, blankets […]

Why Choose An Independent Agent?

Why Choose An Independent Agent?

Town & Country Insurance | Why Choose An Independent Agent Not all insurance agents are the same! Choosing the right one can make a big difference – in options, service, and value. While some (captive) agencies have one company that sells one brand of insurance, an independent insurance agent gives you choices. Independent agencies like Town […]

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