Meet Judy

In Judy's words...

I began my career at Town & Country Insurance back in 2011 as a licensed agent. Since then, I have completed the training to achieve my C.I.S.R. designation. With a background in accounting, I understand the importance of value when helping my clients choose a protection plan that works for them. And as a mother of teens, I can identify with the challenges parents of teen-drivers face, from premium rates to reliable vehicles to the importance of good grades.

Growing up in the area, I also know many of the community members and business owners, and I am familiar with their unique needs and history.

Outside work, I am a busy mom of three: Easton, Gracie & Mallory. All three are active in sports (football, hockey, volleyball, softball) and I spend the majority of my non-working life driving to practice, attending games & supporting their teams! (East Central Schools and Moose Lake Area Hockey.) In those rare "spare" moments I get, I enjoy spending time with my husband Mike and trying new recipes.

I am proud of...

What docustomers have to say?

Romelle Hedlund

Nancy of Town and Country in Finlayson has always been so helpful with our club insurance. She’s great, it’s so nice to have personal relationship with our agents. Judy of Finlayson is our home and vehicle insurance agent and we love her too. She seeks out the best deals for us and gives us sound […]

Mike Drahosh

Town & Country always takes care of my insurance needs quickly and competently, assuring the right coverage at the right price.

Michael, March 2021

Top-notch service, as usual, Judy is always quick with a response and assistance. Thank you.

Carly Worthley

I have found them to be the best in-car….home…and …. sub-contract insurance ever that referred me ….I tried to get quotes but nothing was close…

Dennis Youngberg 2.2.21

Jim & Barb 1/13/21

My wife and I were very impressed with Judy Hartl… It was refreshing to deal with a business person who did what they said they would do and in a timely manner, also nice to deal local and face to face and not speak to someone from India! Keep up the good work!

David & Isabelita L., customer since 2013

Appreciate the quick responses and support we get from Town & Country.

Steven Kowalke 9.24.20 via Google

Property damage (to roof/shingles) occurred on a Friday evening and I called our agent Judy Hartl on Monday morning and she had an adjuster out to review damage the next Saturday. He got back to us with(in) the few days that he had said, and a check for damages was in-hand (in) less than two […]

Motorcycle: Chris Owen, Sturgis 2015

Think About Motorcycles

May 13, 2021

Spring is here, which means you’ll likely see more motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not accustomed to looking for them. Unless it’s a shiny new hog, we generally don’t think about motorcycles. It’s […]

Emergency Broadband Benefit

May 11, 2021

Internet Options Are Limited If you live in Pine County, Kanabec County, or even just drive through, you know internet service is limited, at best. If you are relying on your cell phone service for internet, it’s even worse. There are limited options for broadband service, and those options available can seem expensive in our […]

Insure Your Wedding

Insure Your Wedding

May 4, 2021

Tying the Knot? Tie up Loose Ends With Wedding Insurance Getting married is a big step that you’re no doubt commemorating with a big celebration. And, that often comes with a (fairly) big price tag. So, have you considered insuring the whole to-do? As with other sizeable investments, you can insure big events, such as […]

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