Meet Judy

In Judy's words...

I began my career at Town & Country Insurance back in 2011 as a licensed agent. Since then, I have completed the training to achieve my C.I.S.R. designation. With a background in accounting, I understand the importance of value when helping my clients choose a protection plan that works for them. And as a mother of teens, I can identify with the challenges parents of teen-drivers face, from premium rates to reliable vehicles to the importance of good grades.

Growing up in the area, I also know many of the community members and business owners, and I am familiar with their unique needs and history.

Outside work, I am a busy mom of three: Easton, Gracie & Mallory. All three are active in sports (football, hockey, volleyball, softball) and I spend the majority of my non-working life driving to practice, attending games & supporting their teams! (East Central Schools and Moose Lake Area Hockey.) In those rare "spare" moments I get, I enjoy spending time with my husband Mike and trying new recipes.

I am proud of...

What docustomers have to say?

Dennis Youngberg 2.2.21

Jim & Barb 1/13/21

My wife and I were very impressed with Judy Hartl… It was refreshing to deal with a business person who did what they said they would do and in a timely manner, also nice to deal local and face to face and not speak to someone from India! Keep up the good work!

David & Isabelita L., customer since 2013

Appreciate the quick responses and support we get from Town & Country.

Steven Kowalke 9.24.20 via Google

Property damage (to roof/shingles) occurred on a Friday evening and I called our agent Judy Hartl on Monday morning and she had an adjuster out to review damage the next Saturday. He got back to us with(in) the few days that he had said, and a check for damages was in-hand (in) less than two […]

Shawn Sullivan – 6.3.20

FYI: Judy is an amazing agent. She has been so good to me and my family 🙂

J & S – via email 3.23.20

Judy has been great to work with, helping us to find the insurance coverage we need at reasonable rates. Thanks!

Heavy Rain

April 13, 2021

Heavy Rain? Be on the Lookout for Heavy Damage Your home protects you from the elements, but heavy rain can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in Minnesota, and they help keep things green, […]

Prevent Tree Damage

Prevent Tree Trouble

April 13, 2021

Five Tips to Help Prevent Tree Trouble Trees are pretty amazing things. They produce oxygen. They serve as natural air conditioners, both by blocking sunlight and through evaporation. And they even absorb sounds, helping to keep things peaceful. These benefits, along with countless others, are great reasons to keep the trees on your property in […]

Personal Umbrella Insurance FAQs

April 12, 2021

Frequently Asked Personal Umbrella Questions You insure your home and your automobiles, but have you ever considered purchasing a personal umbrella policy as a way to protect your assets and future earnings? A personal umbrella policy, such as one offered by Auto-Owners Insurance, offers additional limits of liability – the maximum amount your insurance company […]

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