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What docustomers have to say?

Renee Nendick

My husband talked to agent on phone (Joni Smith) got great service and rates and new insurance in just a few days

Bob & Ruth

Joni Smith did a wonderful review of our current insurance coverage regarding our Pathfinder property, explaining our current coverage in great detail.  She then increased our coverage to cover our current market value and also covering our golf car coverage on and off the the Pathfinder golf course. Thanks again Joni!!


Thank you so much for taking such good care of us. The whole team at the Hinckley office has been helpful and always ready to help. We appreciate it. You are our people!

Steve – 1/20/21

Town & Country has always been there for me and addressed any concerns I have. They have been more than willing to look & review and try to save me money. Both Vicki & Joni have been great and I thank them for their service to my needs. I have had Town & Country for […]

John & Sue – 12/15/20

We are very happy with Jeni and Joni and the ones at Town & Country Insurance; would recommend them to anyone! John & Sue

Richard & Elizabeth K., customer since 2013

Barb Rabe is excellent when it comes to health care needs.

Rose W., customer since 2013

I am always treated with respect and efficiently.

Shuey Farms Inc., customer since 2013

Because you look out to the interest of your clients and carefully listen to what their needs truly are.

Timothy & Judith B., customer since 2019

You seem to always to be on top of things. Great service.

Hunter Owl & Jennifer V., customer since 2019

Joanie was great!

Chris Kraft – 8.5.20

I live in St. Paul, but grew up in Pine City and still have T&C do my and my partners’ insurance. Joni makes sure we have what we need, makes sure we’re not over or under protected, and is always willing to jump on the phone with us. The whole firm is very professional, courteous, […]

Kimberlee Bever – 8.3.20

We are very pleased with the level of concern shown for our policies in terms of value and protection.

Phyllis Moreland – 7.28.20

Really outstanding people at the Hinckley office. I have worked with two other insurance companies over a period of time and have never once had an agent pay this much attention to detail. My house and property has been under insured all this time. If I had needed to place a claim, my husband and […]

Karen Ladwig – 7.15.20

Joni Smith is a pleasure to deal with. She’s always smiling and covers all the bases. Because of her and Jeni Olander I would always recommend people to them. I have sent people that needed insurance to them in the past.

Motorcycle: Chris Owen, Sturgis 2015

Think About Motorcycles

May 13, 2021

Spring is here, which means you’ll likely see more motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not accustomed to looking for them. Unless it’s a shiny new hog, we generally don’t think about motorcycles. It’s […]

Emergency Broadband Benefit

May 11, 2021

Internet Options Are Limited If you live in Pine County, Kanabec County, or even just drive through, you know internet service is limited, at best. If you are relying on your cell phone service for internet, it’s even worse. There are limited options for broadband service, and those options available can seem expensive in our […]

Insure Your Wedding

Insure Your Wedding

May 4, 2021

Tying the Knot? Tie up Loose Ends With Wedding Insurance Getting married is a big step that you’re no doubt commemorating with a big celebration. And, that often comes with a (fairly) big price tag. So, have you considered insuring the whole to-do? As with other sizeable investments, you can insure big events, such as […]

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