We know auto insurance.
Whether you drive a functional SUV, an efficient Prius, the new Ford Bronco, or a '67 Corvette, our team of experts know about the risks you face out there on the road, as well as the coverages you need.
We know Minnesota winters.
We know potholes.
We know road construction.
We know deer hits.
We are parents of teen drivers.
Contact us today and get your car insurance quote started!
When most people think about car insurance, they think about damage to their car. The truth is, car insurance covers much more than just your car.
No Matter What Type Of Coverage You Need
We've Got You Covered
Collision
This is the part of your policy that covers your car in the event you damage the car itself somehow, as a result of an accident with a fixed or moving object like another car, a curb, a house, a guard rail, etc.
Comprehensive Coverage
This coverage also protects your car, but in the event of a theft, a rock that cracks your windshield while you’re driving, an animal you might hit, and so on.
Property Damage
Suppose you damage someone's car in an accident, hit a guardrail, house, or some other property that belongs to someone else. This is the part of your policy that compensates the other person for that damage
Bodily Injury Liability
This coverage protects your financial interest in the event you injure another party in an accident. This is the part of your policy that pays that other party for their medical bills and related expenses. Due to the high cost of medical care, it’s dangerous to carry liability limits that are too low. This is something we can help you decide on.
Un-insured & Under-insured Liability
This coverage pays you, in the event that you are injured by another party, and that other party was either unidentified, or they weren’t carrying a high enough limit of Bodily Injury Liability to cover your expenses. This is also a very important part of your auto policy because you have zero control over how much insurance other people are driving around with.
"I just want to say Rachel is very helpful. I called Rachel because I wanted to see if I could lower my car insurance. She respond(ed) very quickly and quoted a huge difference in cost, which I appreciated very much. Very happy customer."
Sandy Q. 6/20
"Thanks to Julene, we never have to worry about our insurance, as she always takes care of it for us & gets us the best rates! Thanks for YOUR hard work!"
Sue M. 7/20
Why Us For Your Car Insurance?
The bottom line is, we understand the risks on the road. We've been insuring drivers for years, generation after generation. We've seen the best and worst of it. We've helped clients through major claims, and we understand the challenges of each unique experience.
