Insurance After HS – A Short Guide To Protecting Your Stuff

Insurance after HS

Insurance after high school…

You did it. You graduated. Now life begins! Along with these new beginnings come new responsibilities – college, trade school, full-time jobs, renting, owning homes & cars, medical bills, etc. So what do you REALLY need to worry about right now? Let’s figure it out!

Could any of these scenarios apply to your situation?

Here are a few common questions and scenarios we see and are asked about frequently:

  • I plan on buying my first car, registered in my name…
  • I left my laptop on the metro bus & it was stolen…
  • I don’t need my car, so I’ll be keeping it at home / stored…
  • I’ll be using a bike to get around campus…
  • I am bringing my car, I’m the only one who has a car, so my roommates & I will use mine…
  • I’m moving to Wisconsin / Iowa / ND / SD…
  • There was a fire in my apartment / rental home / dorm and all my “stuff” is destroyed…
  • I plan on using my car for a side job (pizza delivery, Lyft/Uber, etc.)…
  • I am moving just an hour away, and will be coming home each week/weekend…
  • We had a party at our house and someone fell on the steps…

If any of the scenarios above could apply to you, call your agent before you head off, to confirm your “stuff” is protected. It may be covered, but it may not be – depending on what your carrier policy states.

We know – you’re broke (or will be.)

Paying for insurance isn’t a top priority of yours. You’ll need money for pizza and coffee, right? But if the bike you ride to the local coffee shop gets stolen, now you’ll have to buy a new bike. Or if your laptop gets stolen… or if your car gets broken into.

• Who can afford to go all winter with a broken driver’s side window? •

 

That is EXACTLY what insurance is for – to protect you and your assets. Whether it’s auto, home/renters, health, life or any other insurance – you really do need it.

So what’s the next step?

Get in touch with an agent today. Whether it’s Town & Country Insurance, or your current agent. Tell them what your plans are, and ask them if there are any changes they need to make with your current policy, or if there are additional coverages you need to have included.

When you contact us, all factors are considered and our agents can shop your insurance for you, to find you the best value. What’s better, is that if (when) you have a claim, you can call us. Real. Live. People. We’ll keep you updated throughout the process, and work with the carriers on your behalf, so you can keep “livin’ the dream.”

Furthermore, as your situation changes throughout the years, we will still be right here. You don’t have to explain your story or scenario to new people each year, or worse… try to explain it to an online chatbot. Stick with us, we got your back.

Content contributed by Judy Hartl, CISR, Personal Lines Agent


If you have questions about your current policy, or would like us to reach out to you just let us know below!