The Weird World of Insurance: A Policy That Covers What?

Most people think of insurance for things like home, autos, life or health, right? But have you ever heard about some of the strange things people have covered by insurance, such as a body part, perhaps, for a celebrity who makes money because of it, or a prized possession that in all reality, no one would consider valuable. Here are some of the weirder insurance policies requested in the sometimes weird world of insurance:

Immaculate Conception

Yup, over 4,500 people have purchased insurance to cover them in the event that they become impregnated by, well, you know-it's "dog" spelled backwards!

Alien Abduction

Why spend a fortune on the years of therapy required to offset the ill effects of an abduction by little green men? With alien abduction insurance, you won't have to.

Love Gone Wrong

A smitten photographer took out a $100,000 insurance policy to cover the costs associated with the heartbreak that would result if his favorite model got married. She did tie the knot...after the policy expired!

Death by Sputnik

It could happen. That satellite could come crashing down out of the atmosphere and land right on you. For a low monthly premium of just $74, you can make sure your loved ones will be cared for after you're gone.

Sport Fans Unite

Ever worry about the potential damage of watching a sporting event? Didn't think so, but some do. In 2006, an Englishman took out a policy to cover the trauma that could occur if England was eliminated from the World Cup event early on. And Fantasy Football teams have been known to request policies for invisible teams. Hmmmm.

Spooky Coverage

After seeing a ghost in his hotel's bar, an English hotel owner took out a policy to protect customers and employees (and himself) against death or injury by haunting. Looks like he didn't want to be help responsible.

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